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Saturday, March 7, 2009

Less Than a Week to Go!

Well, we sign the closing papers for our house in FIVE days, and then we move next Saturday!  I'm super excited, but also kind of nervous and anxious.  Last Monday, we got our interest rate locked in at 5.25%, so now we know how much our mortgage payments will be, which is great because we'll be able to plan our budget out and whatnot.  The appraisal was also this past week and our house was given a value of $175,000!  Our agent was surprised it got appraised for that, and actually said to me "I'm shocked to be quite honest, I didn't think it was going to appraise for that much."  Well then!  And I've got some more pictures too, since the appraiser took pictures, and we got them in the appraisal report.

 
 Here's the red bathroom, the one that's down in the basement!  I was initially thinking 'red is a weird color for a bathroom, but the more i think about it, the more I really like it!  We've got the perfect picture to hang over the toilet, but we need to get it laminated so the paper doesn't warp and ripple from people taking showers in there.  I also love the orientation of the shower, it's really awesome.

 
 Here is the carport and driveway, and that door leads into the kitchen.  That yellow thing on the roof is the swampcooler that's been winterized; that is to say covered so there's no leaking issues from melting snow and whatnot; an issue we had at our last apartment.

 
Here's the back patio!  The driveway carport actually continues into the patio.  This picture was actually taken to show the 'chipped' paint on the wooden fencing you see there in the lower right corner, but it's a great picture of the patio area.  One thing we do not know is if we get to keep the picnic bench or not, but I really hope we do, because that would be AWESOME!  and that shed back there isn't really a storage shed, but it houses the sprinkler system we are so lucky to get!
In case you were wondering why there's a picture of the 'chipped' paint is because we're getting an FHA loan, and they have strict requirements; and one of them is with paint.  Since the house was built before 1974, all chipped paint has to be taken care of.  I'm willing to bet this paint is alot newer than 1974, but because of the rules, it has to be painted.  It's all good though.  There's also another 'problematic' area on the other side of the fence behind the shed, I'm sure that was caused by the sprinkler water wearing the paint off based on the picture I saw.

Everything has been taken care of except for internet coverage.  We're not sure yet if we're gonna contiune to use our current provider or if we're going to go with another provider and see if we can get a better deal for internet.  The electricity is due to go into our name on next Friday or Saturday, and the gas will be switched to our name on Monday.  When I had called the gas company to transfer coverage, the lady on the phone informed me that the current owner had called in to have it shut off completely, which is actually BAD because the weather can dip down low and then there's the risk of bursting pipes or whatever.  Besides, having it switched over is going to be $8, but if it were turned off and then turned back on, it would be $15.  I'm all about saving money, even if it is just $7!

It's so close!  I'm EXCITED!

1 comment:

Butler Family said...

Yay! It truly is awesome having your own house!! You are the 2nd grandchild on your dads side to have a house!! So I am so PROUD of you guys!!! I knew you were going to get a house shortly after we did and I can't even begint o tellyou how EXCITED and happy that our family is for your family!! It truly is a blessing but is so wonderful when you know you can afford a house and be able to pay the monthly mortgages and gas companies and water companies, etc. What a great accomplishment that is for you guys!! How wonderful and excited we are and isn't it nice to say you have a house now not an apartment or town house or whatever you actually have a house!! lol Love you and goodluck with moving in:)